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An Honest Look at Captives for Voluntary Benefits
A Brief History of Captives Captive insurance arrangements have been a valuable tool for companies for decades, commonly used to manage liability, environmental, cybersecurity, and property risks. In the early 2000s, their scope expanded to include certain ERISA-regulated benefits such as medical stop-loss, basic and supplemental life insurance, and accidental death & dismemberment (AD&D). However, insuring ERISA benefits through a single-employer captive requires approval
Oct 14, 20243 min read
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