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Your Employees First Learning Library is a private portal curated just for Levi's. Our intent is to provide your organization with any educational materials and resources you may need about our program mission, construct, and operations. 


Should you encounter any issues with the site or have any questions, please contact us at

The information contained on this page is proprietary and is not intended to be shared by you or your organization internally or externally in accordance with your signed NDA. Thank you. 

Desk with Book

Welcome to your customized

Learning Library

Feel empowered with transparency, control and choice

A Little About Employees First


A Market Solution

A quick look at Employees First's what, why, and how.

A New Way Forward

 A look at our vision and what inspired it.

An Introduction to Employees First

We deliver a big impact with minimal disruption to you or your employees. Here's what's the same, different and better about our model.


Why Consider Employees First?

Nine reasons why we think you should ...

Our Benefits-Captive-as-a-Service Model

With our Benefits-Captive-as-a-Service model, you as the plan fiduciary gain control of the “found dollars,” and you have the ability to choose how to use them to enhance employee benefits:

1. Lower plan cost

2. Raise plan value through more paid claims

3. Reinvest in additional benefits or plan expenses

What are 
Experience Rated Refunds?

Experience Rated Refunds (ERRs) are the plan dollars remaining after plan expenses and claims. Similar to a self-funded plan, these dollars are made available to the plan for reinvestment. The Plan Fiduciary can choose how to use these dollars, within allowable legal limits, to support overall benefit objectives:

  • Lower the plan cost so that employees pay less

  • Elevate the benefits so more dollars go toward paying claims

  • Fund additional value-add benefit programs for employees 

  • Pay plan expenses like consulting, administration, etc.

Regardless of the decision, the dollars always go back to the employees, where they belong - not to insurance industry profit margins.   ​

Employees First: Perspectives 

These documents are highly proprietary and confidential and will be made available only to legal counsel. 

ERISA Compliance and Fiduciary Controls - Table of Contents

This document is highly proprietary and confidential. The full version is available and will only be sent to specific members of your organization upon request.

Letter of Approval

A prohibited transaction Opinion Letter from Groom Law.

Compliance Memo

Specific-scope ERISA analysis memo by Tier 1 ERISA firm Foley and Lardner.

Questions? We're here to help...

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