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A Brief History of Captives   Captive insurance arrangements have been a valuable tool for companies for decades, commonly used to manage liability, environmental, cybersecurity, and property risks. In the early 2000s, their scope expanded to include certain ERISA-regulated benefits such as medical stop-loss, basic and supplemental life insurance, and accidental death & dismemberment (AD&D).  However, insuring ERISA benefits through a single-employer captive requires approval

Innovative solution from a women-owned business seamlessly integrates the advantages of self-funding into fully-insured supplemental health plans, bringing employers transparency and control. ATLANTA, Aug. 8, 2024 /PRNewswire/ -- Today, Employees First, a women-owned business, announced their Benefits-Captive-as-a-Service solution for voluntary benefits. The solution employs a captive financial model that disrupts the legacy voluntary benefit industry by giving employers full