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Ideas for Found Dollars

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You are the Fiduciary - so YOU get to choose.

  • Lower the cost of the plan

  • Raise the benefit design so more claims are paid

  • Use the Experience Rated Refunds (ERRs) to fund valuable Health and Welfare benefit enhancements or pay expenses within an ERISA wrap.

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Pay Your

Consultant or Broker

Broker Fee-Offsets

Use ERR's instead of commissions to offset consultant or broker expenses, or fund additional projects that will elevate your benefit program.

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Emotional

Well-Being

Tele-Mental Health & Support

Make it easier for employees to access the emotional support they need, and provide tools to support emotional resliliance.

Young Family

Fertility or Adoption Assistance

Family Planning

Increase productivity while helping to reduce stress and financial impact for employees that may be struggling to grow their family.

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Benefits Administration

Beyond 'Tech Credits'

Fund benefit administration enhancements that help your employees navigate their benefit selections.

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Family

Well-Being

Elder/Childcare & Fertility Support

Help address family-related stressors at home through programs and tools that help care for employees' loved ones.  

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Holistic

Well-Being

Access to Alternative Medicine

 Encourage your employees to reduce stress, relieve migraines, or quit smoking - alternative medicine can help.

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Lower

Plan Premiums

Health | Life | Disability

If the plan is in the ERISA wrap, you can apply the ERRs to reduce the plan expense OR raise the plan value to your employees.

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Low-Cost Virtual

Health

Telehealth

Make it easier for employees to stay healthy by providing access to telehealth with no co-pays or low co-pays.  

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Healthcare Consumerism

Healthcare Concierge

Give your employees the tools to become smarter consumers of their care, with care navigation and medical concierge support.

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